Scottish Life for advisers
We are a specialist pensions provider and are part of the UK's largest mutual life and pensions company, Royal London. We believe in independent financial advice and don't sell our pensions direct.
More news and articlesLatest updates
Automatic enrolment update
We take a look at the latest DWP consultation on short service refunds and small pension pots.
Carry on... changing the rules
A small but potentially useful change in the carry forward rules that could benefit some clients.
Abolition of contracting out
A reminder of the changes and how they may affect your clients.
What a difference a day makes
End of year tax planning for your corporate and individual clients.
Policy valuations now available on Best Practice's Enable
Users of the Best Practice's Enable back office system can now get valuations for most of our pensions and bonds.
Helping advisers in the right direction with RDR
We've teamed up with other product providers and experienced advisers to develop "A shared approach to Adviser and Consultancy Charging".
Automatic enrolment
Introduction
Our automatic enrolment area is designed to give you all the information you'll need to speak to your corporate clients about the new requirements.
Key facts
Here you'll find the key facts about automatic enrolment, which we've split into bitesize chunks for ease of reading. We've also produced a summary of automatic enrolment, the employer duties and NEST.
Links to articles
Should the 2 year
refund rule change?
The DWP looks at the rule's interaction with automatic enrolment.
DWP issue
default
fund guidance
The DWP set out what default funds should look like post automatic enrolment.
Levelling the
automatic enrolment playing field
The future of the short service refund rule.
Advice in an
auto enrolment world
What the FSA are saying about advice before and after automatic enrolment.
Blogs
Retirement view
New Automatic Enrolment
- The Final Countdown
02 February 2012
Jamie Clark
Business Development Manager
On 1st February the DWP published the government response to the consultation on automatic enrolment. Here are the highlights.
Investment view
In the press: Plan to safeguard your pension investments
31 January 2012
Lorna Blyth
Investment Development Manager
The rollercoaster ride endured by investment markets last year did little for confidence levels among pension savers...
New to Technical Central
Member contributions – tax relief and annual allowance
The tax relief rules haven't changed but the annual allowance has reduced. Find out how they work together.
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Scottish Life, St Andrew House, 1 Thistle Street, Edinburgh, EH2 1DG. Scottish Life is a division of The Royal London Mutual Insurance Society Limited which is authorised and regulated by the Financial Services Authority No. 117672.